Truly Independent

Murray Smith Financial Services Limited is an Independent Financial Adviser authorised and regulated by the Financial Conduct Authority. We are not tied to any provider and so our advisers can search the entire market for the best product for you.

The business was built to provide our accountancy clients with truly impartial advice on how to invest and manage the wealth that they had created. This means that our advice must be of the highest integrity as we usually work with these clients for many decades.

Pensions and investments

We are trusted by many clients to help them make investment decisions. They choose Murray Smith for the impartiality and reliability we offer. The recent pension changes mean that you will have much more flexibility in retirement and you will need to work with an adviser you can trust.

Protecting your family

Life and critical illness cover provides peace of mind at a small monthly cost – often much lower than you might think. We can use our database to review the entire market and obtain the best price for you with a reliable provider.


The fees for the advice we provide are generally lower than those charged by many other Financial Advisers. This is because we do not need to pay for a sales and marketing team with all our clients coming as referrals.